Credit cards for business
Our company card is classified as a credit card, so it can be used at everything from the local hardware store in Nyköping to the rental car company in New York. It can also be loaded with a credit.
How much credit can we get?
The amount of credit we can offer depends on the company's unique situation. We make an individual assessment in each case. Start by creating an account here at mynt.com. Then apply for a company credit card.
How does repayment by credit work?
If you choose to repay the credit every two weeks, it will be linked to your bank account by direct debit. Everything is done automatically so you don't have to worry about running out of money in your account. If you want a monthly invoice and the opportunity to pay off parts of the amount, you will receive an invoice with a 10-day payment period. The minimum amount payable is 10% of your credit limit.
Credit at account level
With Mynts credit card for business, the credit is at the account level and not specified to each individual card. This means that all users in the company share the same credit limit. To limit how much each employee can spend, you can set individual purchase limits on each card.
Credit with top-up
To ensure there are always funds in the account, you can activate automatic account replenishment, known as auto top-up. If a single user needs to make a purchase beyond the planned amount, it is also easy to adjust the spending limit on the user's card. All funds are always protected by the government deposit guarantee.
Apply for credit at Mynt
Start by creating an account here at mynt.com. Then apply for credit. If you want to increase your limit if it turns out that the current one is too low, you can also apply for it. It is quick to submit an application, and we return with a decision usually the same day.
Flexibelt fakturaansvar
Mynt erbjuder kortlösningar med flexibilitet i fakturaansvar. Välj mellan vår ordinarie kortlösning, där företaget hanterar kortfakturorna, eller på Personliga kort, där fakturan skickas till medarbetaren. Kreditgränser justeras smidigt i Mynt och medarbetare får tillgång till kortkredit – utan att det påverkar deras kreditvärdighet.
Understanding Mynt credit pricing
With Mynt, you can choose between different credit payment options.
*For monthly refunds via invoice, you have the option to split the invoice. The minimum amount to be paid within 10 days is 10% of your credit limit. The interest rate on the outstanding balance is 1.95% per month.
** Den totala kostnaden förutsätter att hela kreditbeloppet betalas innan förfallodatumet varje månad
Frequently asked questions about credit
What is the difference between overdraft and card credit?
Card credit is linked to a specific credit card, while an overdraft is linked to a bank account. At Mynt we offer overdrafts.
What is the cost of credit at Mynt?
The cost of the credit depends on your desired payment period.
Read more about the cost of credit here.
Who is liable to pay for business credit?
With Mynt, the responsibility for payment lies with the company, not the individual employee.
Mynt is for all types of businesses
