
The partnership
Visma serves 200 000 SMEs in Finland – of the total 455 300 businesses in Finland.1 By integrating with the Mynt Platform solution, Visma is expanding its offering to deliver embedded card management solutions tailored for Finnish SMEs.
Visma owns several major financial management softwares in Finland, and Visma Pay has developed an integration using Mynt’s APIs that can connect to any of them. These integrations are natively branded within the Visma Pay ecosystem, providing a seamless and familiar experience for existing users. The collaboration launches with an integration to the Visma Pay software, Passeli Merit.
The product
Mynt acts as the card issuer and provides the APIs, ensuring customers a secure and reliable spend management solution. Cardholders can make purchases, photograph receipts, and have them automatically scanned and logged into their ERP or financial management system – eliminating manual data entry and reducing errors. Built-in approval workflows ensure that spend tracking and compliance are managed within the same system, reducing administrative burden while maintaining financial control. The integration with Visma’s financial tools enhances usability and efficiency, providing Finnish businesses with a welcomed automated spend management experience.
“This partnership marks the beginning of an exciting collaboration that will directly benefit Finnish SMEs – a key segment of Finland’s economy. By integrating Mynt’s spend management into Visma Pay, we’re making corporate spending easier, more transparent, and fully automated.” – Johannes Hill, Head of Mynt Platform
“We are proud to launch our first Visma-branded payment card in Finland, seamlessly integrated with Passeli Merit financial management solution. Managing business expenses is often time-consuming and prone to errors, yet it remains a necessity for all companies. At Visma, we see it as our mission to help businesses streamline financial processes, freeing up valuable time to focus on growth and success.
In close collaboration with Mynt, a leading expert in card management, we are committed to delivering an innovative and efficient solution that enhances financial control and simplifies expense handling. This partnership marks an exciting step forward in our mission to empower businesses with smarter financial tools” – Markus Salminen, Director, Payment Solutions and Information Security
About Mynt
Mynt is a Swedish fintech company that provides expense management and card issuing solutions tailored for small and medium-sized enterprises, both as a direct solution to businesses in the Nordics as well as an embedded platform for ERPs and banks. Licensed by the Swedish Financial Supervisory Authority, Mynt collaborates with Visa to deliver innovative financial products. These offerings include embedded commercial debit and credit card services and expense management, with integration options available through APIs and as a fully white-labeled product.
About Visma Pay
Visma Pay delivers advanced payment solutions tailored for businesses navigating today’s digital landscape. Its comprehensive product suite empowers companies to simplify complex financial transactions through seamlessly integrated payment technologies. Designed with adaptability and scalability in mind, Visma Pay’s services integrate effortlessly with a wide range of digital platforms – from enterprise software systems to e-commerce environments and business applications.
At the core of Visma Pay is a strong commitment to security and compliance. Holding a financial institution license granted by the Finnish Financial Supervisory Authority (FIN-FSA), the company operates under the highest regulatory standards to safeguard customers’ financial data. Through continuous innovation and a deep understanding of the local market, Visma Pay is shaping the future of digital payments in Finland – helping businesses modernize their financial operations and thrive in an increasingly digital economy.
1.Statistikcentralen, Företagarna i Finland: Företagsstatistik 2023







